These are the top 5 health insurance plans, premium starts at Rs 621


Top 5 Health Insurance In India 2020

NEW Delhi. In the last few decades, there has been significant progress in medical technology, with the help of which many diseases have become possible, which was not there before. With the advent of new technology, the cost of treatment has also increased considerably. These expenses are becoming a concern for middle-class people. Due to the high cost of operation, medical procedures, medicines, and other expenses related to treatment, every person must take a health insurance plan.

Opinion of experts
Let us know about some health insurance plans and their benefits as well as premiums. According to Subhash Nagpal, the insurance sector expert, and CEO of ComprehensivePolicy.com, everyone should have a good health policy in today's era. But choosing the right health policy is a difficult task. Let us know what are the 5 good health insurance policies and what are the facilities available in those health policies.

HDFC Ergo Health Suraksha Silver Plan

This policy is designed to ensure medical treatment without worrying about the expense. This policy has the option of choosing any room in the hospital. Along with this, there is also an option to get coverage for maternity and critical illness. You can buy this policy by spending 621 rupees per month.
The premium for this health insurance plans has been calculated for 2 adults (assuming 30 years of age of elder member). These health insurance plans have an insurance cover of Rs 5 lakh with a policy term of 1 year.

Key Benefits of HDFC Ergo Health Suraksha Silver Plan

-Post hospitalization expenses such as room rent, operation theater charge, ICU charge, etc. are covered in this policy.

-144-day day care procedures are covered.

- Organ donor treatment costs are covered.

- Domiciliary Hospitalization taken at home is covered.

- Pre-hospitalization expenses up to 60 days before hospitalization are covered.

Post-hospitalization expenses up to 90 days after discharge from the hospital are covered.

Religare Care's Health Insurance Plan

This is a comprehensive health insurance plan that protects you and your family from the financial risks of sudden medical expenses. The plan provides basic and value-added health coverage. This plan can be purchased for an individual or for a whole family. This policy can be purchased by paying just Rs 845 per month.

- The premium for this health insurance plans has been calculated for 2 adults (assuming 30 years of age of elder member). These health insurance plans have an insurance cover of Rs 5 lakh with a policy term of 1 year.

Apart from this, the expenses incurred for AYUSH treatment are payable.

Main benefits of Religare Care's Health Insurance Plan

During hospital treatment, room rent, nursing expenses, doctor's fees, medicines, etc. are covered.

Pre-hospitalization expenses up to 30 days before hospitalization are covered.

Post-hospitalization expenses up to 60 days after discharge from the hospital are covered.

-170 days to cover those procedures that require hospitalization for less than 24 hours.

Home-based domiciliary hospitalization covers up to 10% of the sum assured.

Max Bupa's Health Insurance Plan Companion

This plan provides complete health cover for you and your family. Also, in this plan, you can avail of the facilities like cashless medical facility and fast claim settlement. You can buy this health plan by paying Rs 917 per month.

- The premium for this health insurance plans has been calculated for 2 adults (assuming 30 years of age of elder member). These health insurance plans have an insurance cover of Rs 5 lakh with a policy term of 1 year.

Key Benefits of Max Bupa's Health Insurance Plan Companion

-This policy covers hospital expenses. Also, there is no maximum room rent.

Post-hospitalization expenses up to 30 days before hospitalization and up to 60 days after discharge are covered.

-All daycare procedures/surgeries are covered.

Organ donor treatment is covered before donation.

Star Health Family Health Optima Health Insurance Plan

This plan provides family health cover at affordable premiums. You get full cover by taking this plan, and you do not have to worry about your and your family's medical bills. You can buy this plan by spending Rs 973 per month.

- The premium for this health insurance plans has been calculated for 2 adults (assuming 30 years of age of elder member). These health insurance plans have an insurance cover of Rs 5 lakh with a policy term of 1 year.

Key Benefits of Star Health Family Health Optima Health Insurance Plan

- Hospital recruitment expenses such as room rent, boarding and nursing expenses, etc. are covered in this policy.

-All daycare procedures are covered.

Pre-hospitalization expenses up to 60 days before hospitalization are covered.

Post hospitalization expenses up to 90 days after discharge from the hospital are covered.

- Domiciliary hospitalization taken at home is covered.

Organ donor costs are covered to the extent written in the policy.

Active Health Essential Health Insurance Plan

This health policy of Aditya Birla Group provides cover to meet your health care needs. This policy provides comprehensive coverage and also rewards you for maintaining good health. In this, you will also get cover for chronic diseases like diabetes, cholesterol, high blood pressure and asthma. You can avail this policy at Rs 833 per month.

- The premium for this health insurance plans has been calculated for 2 adults (assuming 30 years of age of elder member). These health insurance plans have an insurance cover of Rs 5 lakh with a policy term of 1 year.

Highlights of Active Health Essential Insurance Plan

After hospitalization expenses such as room rent, operation theater charge, doctor's fees, etc. are covered in this policy.

- Up to 30 days before hospitalization expenses are covered.

- Up to 60 days of discharge from hospital are covered.

Such care procedures cover up to 527 days, requiring hospitalization for less than 24 hours.

- Domiciliary hospitalization taken at home is covered according to the conditions indicated in the policy.

(Note: In this article only a few selected policies are mentioned for example. Apart from the health policies mentioned above, you can choose a health insurance policy by taking a look at other insurance schemes for yourself and your family.)


Post a Comment

Previous Post Next Post
close